Fact Check: What gives security to people in Schleswig-Holstein, Hamburg and Bremen

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11.12.2014 – Fact check

On behalf of CosmosDirekt, the renowned opinion research institute forsa surveyed 2,001 persons aged 18 and over in Germany in May this year. The focus of the representative study entitled "Work, Family, Pension – What gives German security" were the aspects of satisfaction and precaution. This fact check provides the most important results for Schleswig-Holstein, Hamburg and Bremen.

Wish happy "op'n plates country"

Living in the far north: 61 percent of people in Schleswig-Holstein, Hamburg and Bremen are satisfied with their lives, and one in three (33 percent) is even very satisfied. Only seven percent are less satisfied or dissatisfied.

Optimistic view of aging

"Good wind and always a hand's breadth of water under the keel!" The people at the Waterkant give each other along the way – and the majority believes that the good wishes will be fulfilled: Three out of four people in Schleswig-Holstein, Hamburg and Bremen (74 percent) describe themselves as optimistic. Two-thirds (66 percent) also look confidently towards life in old age. On the other hand, 32 percent state that they are worried or even worried about getting old.

Fear of illness and low pension

Anyone who worries about his life in old age in northern Germany is particularly afraid of becoming seriously ill (41 percent). Uncertainty about whether the pension will be enough for retirement is a cause for concern for 22 percent. Because when it comes to their financial situation in retirement, the optimistic view of the Northern Lights is clouded: just 46 percent assume that their savings in old age will be sufficient. Measured by the national average (55 percent), these are comparatively few. Only pessimistic see the Saxons their financial perspective in old age: There, only 43 percent believe that their provision will be sufficient to maintain the standard of living in old age.

Financial independence is a must

Three out of four North Germans (77 percent) say they can rely on financial support from relatives, friends or acquaintances if necessary. However, the inhabitants of the northern city states and Schleswig-Holstein feel much better when they do not need help – for the vast majority (83 percent) financial independence is important or very important.

North Germans attach great importance to safety

70 percent of Bremen, Hamburg and Schleswig-Holsteiner prefer to play it safe rather than take risks. In terms of willingness to venture the Northern Lights are nationwide in the midfield between the security-affluent Saxons (85 percent) and the risk-taking Hessen (63 percent).

Guarantee is required for old-age provision

Especially when it comes to private old-age pensions, respondents from the major Hanseatic cities and Schleswig-Holstein first and foremost count on security: 89 percent would always prefer an investment with low but guaranteed interest rates to a higher-yielding variant without guarantee.

Majority provides privately for the age

Among the North Germans, 51 percent trust private retirement savings on the good old savings account. Almost every second person (48 percent) relies on life insurance. And while once the Low German saying was "vergeiht beauty, dedicating hectares," so worried in the north today, only 45 percent by the purchase of home ownership for the elderly. By comparison, Germany has an average of 54 percent. Fourth among the most widely used forms of occupational benefits is occupational pensions (40 percent). In keeping with the generally low risk affinity, only 30 percent bet on equities. Every tenth North German (nine percent) states that they do not have private provision.

  • Fact check: Schleswig Holstein, Hamburg and Bremen 81 KB

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0681-9 66 66 62

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© CosmosDirekt 2018 | Telephone: 0681-9 66 68 00 | E-Mail: info@cosmosdirekt.de https://static01.cosmosdirekt.de/CosmosCAE/I/relaunch/img/logos/cosmosLogo-fp-86e177aadcb20bdacc563760fc5a34df.svg https://www.cosmosdirekt.de

A company of Generali Germany